Empowering Homebuyers and Homeowners
Whether you're looking to refinance for a more affordable mortgage, purchasing your very first home, or building your real estate empire, we look forward to working with you to provide a custom tailored solution that fits your financing needs.
Find the Right Home Loan—Tailored to Your Needs
With competitive interest rates, no upfront mortgage insurance, and the ability to avoid PMI with 20% down, conventional loans are a smart option for confident, well-qualified buyers.
With low down payments starting at just 3.5%, flexible credit guidelines, and affordable monthly payments, FHA loans are designed to help make homeownership more accessible, especially for first-time buyers.
With no down payment, no mortgage insurance, and competitive interest rates, VA loans make it easier for eligible veterans and active-duty service members to buy or refinance a home while honoring your service.
If traditional banks & lenders have said “no” — it doesn’t mean you’re not qualified. You just need a smarter approach. We offer flexible loan programs with custom guidelines that fit how you earn.
Supplement retirement income, pay off debts, or simply enjoy more financial freedom while staying in the home you love —without monthly mortgage payments.
You keep ownership and control.
Tap into your home’s equity without refinancing your current loan. Whether you're paying off high interest debt or financing home improvements, this option gives you access to extra funds with flexible terms.
Leading the Best Loan Company
Car Loan
Drive home your dream vehicle with our tailored financing options and competitive rates.
Wedding Loan
I do' to your dream celebration with our flexible and convenient wedding financing solutions.
Property Loan
Unlock the door to your dream home or investment property with our customized mortgage options tailored to your needs.
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Frequently Asked Questions
1. Can I get pre-approved for a mortgage?
Yes, pre-approval is recommended. It shows sellers that you’re a serious buyer and gives you a clear budget. Pre-approval involves a credit check and verification of income and assets.
2. What are closing costs, and how much should I expect to pay?
Closing costs are fees paid at the finalization of the mortgage. These typically range from 2% to 5% of the home’s purchase price and cover expenses like appraisal fees, title insurance, and legal fees.
3. Can I pay off my mortgage early?
Many loans allow for early payment with no penalty, although some have prepayment penalties. Paying off your mortgage early reduces the amount of interest you pay over the life of the loan.
4. What is Private Mortgage Insurance (PMI), and will I need it?
PMI is required if your down payment is less than 20% of the home’s price. It protects the lender in case of default. PMI can be removed once you have enough equity in the home.
5.What is the minimum credit score required to qualify for a mortgage?
Most lenders require a minimum credit score for mortgage qualification, though this may vary depending on the loan type. Generally, a score of 620 is needed for conventional loans, but other loan types may have different requirements.
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License Info
NMLS: 1064309
Company NMLS: 1660690
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Disclaimer: All loans subject to qualifying factors. Not all applicants will qualify.
This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates and programs are subject to change without notice.
All products are subject to credit and property approval.
Other restrictions and limitations may apply.
NMLS # 1064309 | AZMB #0944059
Corporate Address : 5559 S Sossaman Rd Bldg # 1, Suite #101, Mesa, AZ 85212