VA Home Loans

Buy or refinance your home with zero down payment, competitive rates, and flexible terms through a VA loan

Why a VA Loan?

VA loans offer powerful benefits for eligible veterans and service members—including no down payment, no private mortgage insurance (PMI), and competitive interest rates. They’re designed to make homeownership more accessible and affordable for those who’ve served.

Key Benefits

No Down Payment: Eligible borrowers can purchase a home with no down payment, making it easier to afford a home without needing to save for years.

Competitive Interest Rates: Enjoy lower interest rates compared to conventional loans, which can result in substantial savings over the life of the loan.

No Private Mortgage Insurance (PMI): Unlike other low down payment loans, VA loans do not require PMI, reducing your overall monthly mortgage payment.

Features:

Flexible Credit Requirements: VA loans are more lenient on credit score requirements, making them accessible to more borrowers.

Limited Closing Costs: The VA limits the amount of closing costs that borrowers can be charged, and some costs may be covered by the seller.

Assumable Loans: VA loans are assumable, meaning that if you sell your home, the buyer can take over your existing VA loan, subject to approval.

Serving Those Who Served

Your VA Home Loan Advantage Starts Here

Get personalized mortgage guidance from a Veteran Mortgage Advisor—so you can move forward with clarity and confidence.

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License Info

NMLS: 1064309

Company NMLS: 1660690

NMLS Consumer Access Lookup Tool

Contact

562-556-4824

5559 S Sossaman Rd Bldg # 1, Suite #101, Mesa, AZ 85212

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Disclaimer: All loans subject to qualifying factors. Not all applicants will qualify.

This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates and programs are subject to change without notice.

All products are subject to credit and property approval.

Other restrictions and limitations may apply.

NMLS # 1064309 | AZMB #0944059

NEXA MORTGAGE, LLC

Corporate Address : 5559 S Sossaman Rd Bldg # 1, Suite #101, Mesa, AZ 85212