VA loans offer powerful benefits for eligible veterans and service members—including no down payment, no private mortgage insurance (PMI), and competitive interest rates. They’re designed to make homeownership more accessible and affordable for those who’ve served.
No Down Payment: Eligible borrowers can purchase a home with no down payment, making it easier to afford a home without needing to save for years.
Competitive Interest Rates: Enjoy lower interest rates compared to conventional loans, which can result in substantial savings over the life of the loan.
No Private Mortgage Insurance (PMI): Unlike other low down payment loans, VA loans do not require PMI, reducing your overall monthly mortgage payment.
Flexible Credit Requirements: VA loans are more lenient on credit score requirements, making them accessible to more borrowers.
Limited Closing Costs: The VA limits the amount of closing costs that borrowers can be charged, and some costs may be covered by the seller.
Assumable Loans: VA loans are assumable, meaning that if you sell your home, the buyer can take over your existing VA loan, subject to approval.
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License Info
NMLS: 1064309
Company NMLS: 1660690
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Disclaimer: All loans subject to qualifying factors. Not all applicants will qualify.
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NMLS # 1064309 | AZMB #0944059
Corporate Address : 5559 S Sossaman Rd Bldg # 1, Suite #101, Mesa, AZ 85212