Jumbo Home Loans
Jumbo Loans
Jumbo loans are designed for homebuyers who need to borrow more than the conforming loan limits set by Fannie Mae and Freddie Mac (currently $766,550 in most areas but more in high cost areas like Los Angeles and Orange counties). These loans are ideal for purchasing high-value properties but typically require strong credit, larger down payments, and ample reserves. Jumbo loans offer both fixed and adjustable-rate options and can be a smart solution for qualified buyers looking to finance luxury homes or real estate in high-cost markets.
Key Benefits
High Loan Amounts: Finance properties that require larger loan amounts, exceeding the standard conforming loan limits.
Competitive Rates: Benefit from competitive interest rates, making high-value home financing more affordable.
Flexible Terms: Choose from a variety of loan terms to fit your financial situation and goals.
Features
No Private Mortgage Insurance (PMI): Jumbo loans typically do not require PMI, even with lower down payments
Customizable Options: Tailored loan solutions to meet the unique needs of high-net-worth borrowers.
Higher Loan Limits: Borrow more to purchase luxury homes, investment properties, or refinance existing jumbo loans.
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License Info
NMLS: 1064309
Company NMLS: 1660690
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Disclaimer: All loans subject to qualifying factors. Not all applicants will qualify.
This is not an offer to enter into an agreement. Not all customers will qualify. Information, rates and programs are subject to change without notice.
All products are subject to credit and property approval.
Other restrictions and limitations may apply.
NMLS # 1064309 | AZMB #0944059
Corporate Address : 5559 S Sossaman Rd Bldg # 1, Suite #101, Mesa, AZ 85212