Jumbo loans are designed for homebuyers who need to borrow more than the conforming loan limits set by Fannie Mae and Freddie Mac (currently $766,550 in most areas but more in high cost areas like Los Angeles and Orange counties). These loans are ideal for purchasing high-value properties but typically require strong credit, larger down payments, and ample reserves. Jumbo loans offer both fixed and adjustable-rate options and can be a smart solution for qualified buyers looking to finance luxury homes or real estate in high-cost markets.
High Loan Amounts: Finance properties that require larger loan amounts, exceeding the standard conforming loan limits.
Competitive Rates: Benefit from competitive interest rates, making high-value home financing more affordable.
Flexible Terms: Choose from a variety of loan terms to fit your financial situation and goals.
No Private Mortgage Insurance (PMI): Jumbo loans typically do not require PMI, even with lower down payments
Customizable Options: Tailored loan solutions to meet the unique needs of high-net-worth borrowers.
Higher Loan Limits: Borrow more to purchase luxury homes, investment properties, or refinance existing jumbo loans.
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NMLS: 1064309
Company NMLS: 1660690
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Disclaimer: All loans subject to qualifying factors. Not all applicants will qualify.
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NMLS # 1064309 | AZMB #0944059
Corporate Address : 5559 S Sossaman Rd Bldg # 1, Suite #101, Mesa, AZ 85212